You should consider insuring your jewelry if you have a fine jewelry collection or just a few sentimental pieces. Prepare for the unexpected, such as loss or theft. Get an appraisal of your items for insurance purposes. Working with an expert independent gemologist appraiser will give you a reliable appraisal of your jewelry. David S. Atlas is a Certified Senior Member of NAJA and a Graduate Gemologist, GIA, with 55-plus years of experience. Atlas is an associate director of NAJA and has served many years as chairman of ethical issues. As of 2024, David is Chairman Emeritus of Ethics for NAJA.
One may believe that providing your insurer with a sales receipt of the item will be good enough to verify the value. However, this is not always true or the best way to obtain coverage. A sales receipt for the piece of jewelry might be sufficient for insurance, but it takes an independent expert to inform you that everything is just as it should be, even with a new piece of jewelry. One of the best ways to verify the value and condition of an item is through an independent appraisal.
You may have already received an appraisal for one of your pieces. However, it is important to update appraisals as prices change over time. Most insurance companies require updating appraisals periodically. Even if they do not require updates, it may be wise to provide them with updates to make sure you are insuring your items for their current value.
If you need an experienced and qualified independent jewelry appraiser on the Eastern Shore of Maryland, please call David Atlas. You can speak directly with David Atlas at 215-385-025 or email d.atlas.co@gmail.com to discuss your needs. Please leave a short message on my cell phone since I screen all calls to avoid cold callers.
